NEFT Stands For "National Electronic Funds Transfer" is a nation-wide payment system which facilites
one-to-one transfer of funds.Under this Scheme, individuals, firms and corporates can transfer their funds electronically
from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country
participating in the NEFT Scheme.
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What is IFSC?
IFSC ( Indian Financial System Code), is an alpha-numeric code that uniquely
identifies a bank-branch participating in NEFT (National Electronic Funds Transfer).
It is an 11 digit code with the first 4 alpha characters representing the bank, and
the last 6 characters representing the branch. The 5th character is 0 (zero). IFSC is
used by the NEFT system to identify the originating / destination banks / branches and
also to route the messages appropriately to the concerned banks / branches.